Mojoo
The honest math

How Mojoo compares

Same money in, very different money out. Pick an amount and see it for yourself.

Banks and operators bury their fee in a marked-up exchange rate. Mojoo doesn't — the rate you see is the rate your family gets.

From
To
On this transfer your family receives about 7,364.40 LRD more with Mojoo than with a typical bank.
Mojoo
They receive
188,670.00
LRD
Real exchange rate
Always
Total fee
7.00 USD
Hidden markup
None
Banks & operators
They receive
181,305.60
LRD
Marked-up rate
~4%
Total fee
6.00 USD
Hidden markup
In the rate

Side by side

Sending $200 to a mobile-money wallet in Kenya.

Mojoo
Banks
Money operators
Transfer fee
$1.40
$15+
$8
Exchange rate
Real rate
Marked up
Marked up
Hidden markup
None
3–5%
2–4%
They receive ($200 → Kenya)
25,606 KES
≈ 22,900 KES
≈ 23,800 KES
Arrival
In seconds
1–3 days
A few hours
Proof it arrived
Live tracking
None
Limited

Send in three steps

01

Add money

Top up your Mojoo wallet with a card or bank transfer — in seconds.

02

Pick a recipient

Choose a Mojoo user or any mobile-money number across 22 countries.

03

Watch it land

Follow it Sent → Converting → Paid out → Received, with the name confirmed.

4.9 · Loved by 500+ senders

Rated for honest rates, fast arrival, and the proof that it landed.

Open your account

Common questions

Why does my family receive more with Mojoo?+

Because we use the real exchange rate with no hidden markup, and a small fee shown up front. Banks and operators bury a 2–5% margin inside the rate — that gap goes to them, not your family.

Is the rate I see guaranteed?+

The rate on this page is indicative. You'll always see the exact, guaranteed rate before you confirm a transfer in the app.

How fast do transfers actually arrive?+

Most arrive in seconds. First transfers to a new recipient, or larger amounts, can take a little longer while we run safety checks.

What does it cost to send a large amount?+

Our fee is a small, transparent percentage with no markup in the rate — so the more you send, the more you save versus a marked-up bank rate.

Still curious?Visit the help centre